2/2/2004E5AB5DB1-B17C-444D-BB55-226D84015DF43.25.0ACORD 126 (2007/01)Times New Roman10plain0application/vnd.xfdlapplication/vnd.xfdl126.xfdPureEdgeACORD Customer Service:
Telephone: (845) 620-1700 ex. 506
Address: New York Office (World Headquarters)
Two Blue Hill Plaza
3rd Floor
PO Box 1529
Pearl River, NY 10965-8529
USA1T-2DQ8-A99S-9ZC6-Z9TJ-VCUCoffoffoffoffoffoffoffoffoffoffoffoffoffoffoffoffACORD 126 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u3XT//A4yUe5DYl7AAAAAElFTkSuQmCCZSG5c5sHAAA=absolute35275extent2121Check box OCCURRENCEoffArial18plainCHECK1OCCURRENCEabsolute1355extent2121Check box OCCURRENCEoffArial18plainFIELD3EF7absolute1375extent2121Check box OCCURRENCEoffArial18plainEF7FIELD5absolute1395extent2121Check box OCCURRENCEoffArial18plainFIELD5FIELD4absolute4201128extent1616Check box OCCURRENCEoffArial10plainCHECK9CHECK11absolute4431128extent1616Check box OCCURRENCEoffArial10plainCHECK10REMARKSCommercial General Liability is a form of insurance designed to protect owners and operators of businesses from a wide variety of liability exposures. These exposures include liability for accidents resulting from the insured's operations or premises, products sold or operations completed by the insured, and contractual liability.
The Coverage and Limits Section of the ACORD 126 was designed to follow the ISO Policy Simplification Program first initiated in 1986.
The ACORD 126 was designed to be used in conjunction with the Commercial Insurance Application - Applicant Information Section (ACORD 125).
Much of the information for the Identification Section should match that found within the Applicant Information Section of ACORD 125. Even so, it is still important to complete this section. Many companies separate the applications by line of business for rating purposes. Not completing this portion of the application makes it difficult to keep track of the full account.Month/day/year (MM/DD/YYYY) on which the form is completed.Agency's name and address.Producer's telephone number.Identification code assigned to the agency or brokerage firm by the insurance company receiving this form.If the agency uses a subcode identification system with the company, enter the appropriate code.Customer's identification number assigned by the agency.First Named Insured as it appears on the ACORD 125.Month/day/year on which the terms and conditions of the policy will commence.Month/day/year on which the terms and conditions of the policy will terminate unless renewed.Indicate whether the agency or the company (direct) will bill the insured or other payor for the policy.Indicate whether the agency or the company (direct) will bill the insured or other payor for the policy.Plan used to pay the company for the policy. Use the company's specific designation for the plan where possible, (e.g., Prepaid, Annual, Semi-annual, Bi-monthly, 40-30-30).The term for policies that are subject to periodic audit. If the audit period is known, enter the code:
A . . . . . . . . . . . . . . . . . . . . . . . . . . . . annual
S . . . . . . . . . . . . . . . . . . . . . . . . . . . . semi-annual
Q . . . . . . . . . . . . . . . . . . . . . . . . . . . . quarterly
M. . . . . . . . . . . . . . . . . . . . . . . . . . . . monthly
O . . . . . . . . . . . . . . . . . . . . . . . . . . . . otherIndicate if commercial general liability coverage is required.Check to request that the Commercial General Liability policy be issued on a claims made basis. For Claims Made policies, be sure to complete the Claims Made section of the application.Check to request the Commercial General Liability policy be issued on an occurrence basis.Check only when separate Owner's & Contractors Protective Liability coverage is being requested.
* Use the blank area to request other coverage forms such as Railroad Protective Liability, Liquor Liability, Pollution Liability, or a separate Products/Completed Operations Liability Only policy.Check only when separate Owner's & Contractors Protective Liability coverage is being requested.
* Use the blank area to request other coverage forms such as Railroad Protective Liability, Liquor Liability, Pollution Liability, or a separate Products/Completed Operations Liability Only policy.If a deductible is requested, indicate the amount and type of deductible, and whether it is to apply per claim or per occurrence. Use the blank line to indicate options other than Property Damage or Bodily Injury Deductible.A per claim deductible applies to individual claims even if the claims are all related to the same occurrence or event.A per occurrence deductible applies once to each occurrence no matter how many individual claims result from the occurrence or event.Use this area to request any other coverages, endorsements, or special conditions. Examples:
*Include the Vendors Endorsement
*Exclude Damage To Rented Premises coverage
*Exclude Medical Expense coverage
*Exclude Personal and Advertising Injury coverageNot all companies require that the producer rate the policy prior to submission of the application. If you have done so, enter the coverage premiums here.For each classification, enter the location number of the risk's location as it appears on the Applicant Information Section of ACORD 125. All classifications should be grouped by location number.For each classification, enter the location number of the risk's location as it appears on the Applicant Information Section of ACORD 125. All classifications should be grouped by location number.For each classification, enter the location number of the risk's location as it appears on the Applicant Information Section of ACORD 125. All classifications should be grouped by location number.For each classification, enter the location number of the risk's location as it appears on the Applicant Information Section of ACORD 125. All classifications should be grouped by location number.For each classification, enter the location number of the risk's location as it appears on the Applicant Information Section of ACORD 125. All classifications should be grouped by location number.For each classification, enter the location number of the risk's location as it appears on the Applicant Information Section of ACORD 125. All classifications should be grouped by location number.For each classification, enter the location number of the risk's location as it appears on the Applicant Information Section of ACORD 125. All classifications should be grouped by location number.For each classification, enter the location number of the risk's location as it appears on the Applicant Information Section of ACORD 125. All classifications should be grouped by location number.For each classification, enter the location number of the risk's location as it appears on the Applicant Information Section of ACORD 125. All classifications should be grouped by location number.Classify the applicant's liability exposures by location, using the ISO Classification Table or other industry organization rules. Enter the appropriate class description from the table in this field.Classify the applicant's liability exposures by location, using the ISO Classification Table or other industry organization rules. Enter the appropriate class description from the table in this field.Classify the applicant's liability exposures by location, using the ISO Classification Table or other industry organization rules. Enter the appropriate class description from the table in this field.Classify the applicant's liability exposures by location, using the ISO Classification Table or other industry organization rules. Enter the appropriate class description from the table in this field.Classify the applicant's liability exposures by location, using the ISO Classification Table or other industry organization rules. Enter the appropriate class description from the table in this field.Classify the applicant's liability exposures by location, using the ISO Classification Table or other industry organization rules. Enter the appropriate class description from the table in this field.Classify the applicant's liability exposures by location, using the ISO Classification Table or other industry organization rules. Enter the appropriate class description from the table in this field.Classify the applicant's liability exposures by location, using the ISO Classification Table or other industry organization rules. Enter the appropriate class description from the table in this field.Classify the applicant's liability exposures by location, using the ISO Classification Table or other industry organization rules. Enter the appropriate class description from the table in this field.Provide the general liability class code that corresponds to the class description shown in the previous field.Provide the general liability class code that corresponds to the class description shown in the previous field.Provide the general liability class code that corresponds to the class description shown in the previous field.Provide the general liability class code that corresponds to the class description shown in the previous field.Provide the general liability class code that corresponds to the class description shown in the previous field.Provide the general liability class code that corresponds to the class description shown in the previous field.Provide the general liability class code that corresponds to the class description shown in the previous field.Provide the general liability class code that corresponds to the class description shown in the previous field.Provide the general liability class code that corresponds to the class description shown in the previous field.Enter the premium basis code followed by the estimated premium basis (exposure) for each class code. This amount should be listed as a whole number (actual basis) and not as the fraction that will be used in rating. (e.g., "S456,500" means that the premium basis is gross sales, the estimated amount of gross sales for the coming policy period is $456,500.) When rated, the rate will be multiplied by 456.5 because gross sales are rated per thousands of estimated sales.Enter the premium basis code followed by the estimated premium basis (exposure) for each class code. This amount should be listed as a whole number (actual basis) and not as the fraction that will be used in rating. (e.g., "S456,500" means that the premium basis is gross sales, the estimated amount of gross sales for the coming policy period is $456,500.) When rated, the rate will be multiplied by 456.5 because gross sales are rated per thousands of estimated sales.Enter the premium basis code followed by the estimated premium basis (exposure) for each class code. This amount should be listed as a whole number (actual basis) and not as the fraction that will be used in rating. (e.g., "S456,500" means that the premium basis is gross sales, the estimated amount of gross sales for the coming policy period is $456,500.) When rated, the rate will be multiplied by 456.5 because gross sales are rated per thousands of estimated sales.Enter the premium basis code followed by the estimated premium basis (exposure) for each class code. This amount should be listed as a whole number (actual basis) and not as the fraction that will be used in rating. (e.g., "S456,500" means that the premium basis is gross sales, the estimated amount of gross sales for the coming policy period is $456,500.) When rated, the rate will be multiplied by 456.5 because gross sales are rated per thousands of estimated sales.Enter the premium basis code followed by the estimated premium basis (exposure) for each class code. This amount should be listed as a whole number (actual basis) and not as the fraction that will be used in rating. (e.g., "S456,500" means that the premium basis is gross sales, the estimated amount of gross sales for the coming policy period is $456,500.) When rated, the rate will be multiplied by 456.5 because gross sales are rated per thousands of estimated sales.Enter the premium basis code followed by the estimated premium basis (exposure) for each class code. This amount should be listed as a whole number (actual basis) and not as the fraction that will be used in rating. (e.g., "S456,500" means that the premium basis is gross sales, the estimated amount of gross sales for the coming policy period is $456,500.) When rated, the rate will be multiplied by 456.5 because gross sales are rated per thousands of estimated sales.Enter the premium basis code followed by the estimated premium basis (exposure) for each class code. This amount should be listed as a whole number (actual basis) and not as the fraction that will be used in rating. (e.g., "S456,500" means that the premium basis is gross sales, the estimated amount of gross sales for the coming policy period is $456,500.) When rated, the rate will be multiplied by 456.5 because gross sales are rated per thousands of estimated sales.Enter the premium basis code followed by the estimated premium basis (exposure) for each class code. This amount should be listed as a whole number (actual basis) and not as the fraction that will be used in rating. (e.g., "S456,500" means that the premium basis is gross sales, the estimated amount of gross sales for the coming policy period is $456,500.) When rated, the rate will be multiplied by 456.5 because gross sales are rated per thousands of estimated sales.Enter the premium basis code followed by the estimated premium basis (exposure) for each class code. This amount should be listed as a whole number (actual basis) and not as the fraction that will be used in rating. (e.g., "S456,500" means that the premium basis is gross sales, the estimated amount of gross sales for the coming policy period is $456,500.) When rated, the rate will be multiplied by 456.5 because gross sales are rated per thousands of estimated sales.Enter Exposure information as required.Enter Exposure information as required.Enter Exposure information as required.Enter Exposure information as required.Enter Exposure information as required.Enter Exposure information as required.Enter Exposure information as required.Enter Exposure information as required.Enter Exposure information as required.For each described exposure, enter the rating territory code based on location from the appropriate state exception page.For each described exposure, enter the rating territory code based on location from the appropriate state exception page.For each described exposure, enter the rating territory code based on location from the appropriate state exception page.For each described exposure, enter the rating territory code based on location from the appropriate state exception page.For each described exposure, enter the rating territory code based on location from the appropriate state exception page.For each described exposure, enter the rating territory code based on location from the appropriate state exception page.For each described exposure, enter the rating territory code based on location from the appropriate state exception page.For each described exposure, enter the rating territory code based on location from the appropriate state exception page.For each described exposure, enter the rating territory code based on location from the appropriate state exception page.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products manual rates applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products manual rates applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products manual rates applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products manual rates applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products manual rates applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products manual rates applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products manual rates applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products manual rates applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products manual rates applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products manual rates applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products manual rates applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products manual rates applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products manual rates applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products manual rates applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products manual rates applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products manual rates applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products manual rates applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products manual rates applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products premiums applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products premiums applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products premiums applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products premiums applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products premiums applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products premiums applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products premiums applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products premiums applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products premiums applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products premiums applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products premiums applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products premiums applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products premiums applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products premiums applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products premiums applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products premiums applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products premiums applicable to each classification.If the policy has been rated prior to submitting the application, enter the separate Premises Operations and Products premiums applicable to each classification.The Retroactive Date you are requesting for the policy being applied for. This is the proposed earliest date for which an occurrence could "trigger" coverage under a Claims Made policy.The retroactive date shown on the applicant's first Claims Made policy. If this is the first such policy, the date will be the same as the proposed retroactive date shown on the preceding field. If this is a renewal, it is the effective date of the first policy issued in the sequence of uninterrupted Claims Made policies.For yes responses, describe the situations of the above occurrences in the Comment section.For yes responses, describe the situations of the above occurrences in the Comment section.For yes responses, describe terms and limits of tail coverage purchased under any previous policy. Tail coverage extends the reporting period on a Claims Made policy to cover claims arising from occurrences that were not known by the date the policy was cancelled, non-renewed or replaced.For yes responses, describe terms and limits of tail coverage purchased under any previous policy. Tail coverage extends the reporting period on a Claims Made policy to cover claims arising from occurrences that were not known by the date the policy was cancelled, non-renewed or replaced.Enter the policy limits as they are to appear on the policy declarations page. Available limits following the ISO Policy Simplification Program are: (All limits are in whole dollars.)
*General Aggregate
*Each Occurrence
*Products & Completed Operations Aggregate
*Damage to Rented Premises (each occurrence)
*Personal & Advertising Injury
*Medical Expense (Any One Person)
*Employee BenefitsIf a Claims Made coverage is requested, this section needs to be completed. Use this section to explain the status of previous Claims Made coverage. Because a Claims Made policy uses a different coverage ""triggering"" mechanism, this additional information is needed to properly process the application.
* It is very important that the information in this section be accurate to ensure uninterrupted general liability coverage for the applicant. Use the Comments area to provide additional information.Use this section when Employee Benefits Liability is to be provided, to collect information about deductibles, number of employees, number of employees covered by Employee Benefits plans, and retroactive date, if applicable.absolute81634extent1462absolute96034extent2202absolute074extent2162absolute0254extent9622absolute960254extent2302absolute0554extent9622absolute0254extent2302absolute0574extent9622absolute960574extent2442absolute01014extent9622absolute0574extent2442absolute01034extent9622absolute9601034extent2198absolute01231extent9622absolute01034extent2198absolute074extent9622absolute7995extent3001absolute79117extent3001absolute7974extent143absolute378135extent5841absolute0195extent3791absolute0215extent3791absolute355275extent6071absolute355295extent4471absolute355315extent6071absolute0335extent8021absolute355355extent6071absolute355375extent4471absolute355395extent6071absolute1415extent8011absolute801434extent1602absolute631595extent3311absolute0615extent9621absolute0655extent9621absolute0695extent9621absolute0735extent9621absolute0775extent9621absolute0815extent9621absolute0855extent9621absolute0895extent9621absolute0935extent9621absolute0975extent9621absolute01055extent9621absolute01075extent9621absolute4151095extent5471absolute01115extent9621absolute01155extent9621absolute79574extent1401absolute35575extent1401absolute187195extent120absolute271574extent1401absolute355254extent1161absolute355574extent1401absolute37874extent2162absolute4151075extent180absolute438574extent1401absolute4391075extent180absolute4621034extent2198absolute487135extent140absolute583574extent1401absolute631574extent1401absolute703135extent140absolute703595extent1380absolute775574extent1401absolute801254extent2181absolute81634extent241absolute871595extent1380absolute895135extent140withinTOOLBARabsolute37268extent606300255255255withinTOOLBARabsolute77823extent200220000withinTOOLBARabsolute77815extent20010003492withinTOOLBARabsolute7788extent20090040107withinTOOLBARabsolute7783extent20060046123withinTOOLBARabsolute3723extent352400046123withinTOOLBARabsolute77833extent200220000withinTOOLBARabsolute37241extent606280190076D:\projects\Accord\Images\Accord_Logo_Angle.pngH4sIAAAAAAAACwG5AUb+iVBORw0KGgoAAAANSUhEUgAAAFcAAAAmCAYAAACxtgcIAAAALHRFWHRD
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Indicate whether qualified professionals are employed by the applicant for preparation.If the applicant draws plans, designs or specifications, explain. Indicate whether qualified professionals are employed by the applicant for preparation.Describe any operation that includes any of these activities.Describe any operation that includes any of these activities.Describe any operation that requires any of these activities and the safety measures taken.Describe any operation that requires any of these activities and the safety measures taken.State the limits of coverages carried by subcontractors if less than the applicant's. Identify the subcontractors and the amount of coverage.State the limits of coverages carried by subcontractors if less than the applicant's. Identify the subcontractors and the amount of coverage.Explain why certificates are not requested from subcontractors.Explain why certificates are not requested from subcontractors.If applicant leases equipment describe the type of equipment, number of operators, frequency, and lease arrangement.If applicant leases equipment describe the type of equipment, number of operators, frequency, and lease arrangement.Describe in detail the type of work the applicant subcontracts. Also include leased equipment activities. (e.g., An excavation contractor may subcontract the blasting required. This may account for 10% of the contracts it undertakes.) List any other remarks that may be pertinent to the contractors work.Show the total annual dollars paid.List the total percentage of work that the contractor subcontracts.Indicate the total number of full time staff.Indicate the total number of part time staff.Use this field to describe the products for which product liability coverage is being requested. The description should be detailed enough so that the underwriter can fully understand the nature of each product. If there are too many products to describe individually, those which share certain characteristics should be grouped under a single generic description and the characteristics of each group should be described. Attach any literature or brochures available. (E.g., All of the furniture manufacturer's office desks can be described as "office desks", because each one is very similar to the other, even though there are several sizes and shapes and they are designed for home or office use. On the other hand, dining tables and medical office patient examination tables should not be grouped as "tables" because they are dissimilar in design and function.)Use this field to describe the products for which product liability coverage is being requested. The description should be detailed enough so that the underwriter can fully understand the nature of each product. If there are too many products to describe individually, those which share certain characteristics should be grouped under a single generic description and the characteristics of each group should be described. Attach any literature or brochures available. (E.g., All of the furniture manufacturer's office desks can be described as "office desks", because each one is very similar to the other, even though there are several sizes and shapes and they are designed for home or office use. On the other hand, dining tables and medical office patient examination tables should not be grouped as "tables" because they are dissimilar in design and function.)Use this field to describe the products for which product liability coverage is being requested. The description should be detailed enough so that the underwriter can fully understand the nature of each product. If there are too many products to describe individually, those which share certain characteristics should be grouped under a single generic description and the characteristics of each group should be described. Attach any literature or brochures available. (E.g., All of the furniture manufacturer's office desks can be described as "office desks", because each one is very similar to the other, even though there are several sizes and shapes and they are designed for home or office use. On the other hand, dining tables and medical office patient examination tables should not be grouped as "tables" because they are dissimilar in design and function.)Estimated dollar amount the applicant expects to sell in the coming year for each product or product group described. Remember the application is for the next policy year, not the current or past policy year.
An amount should be shown for each product or product group described. This breakdown of sales is primarily needed to figure the premium, especially when there are two or more products and each one is subject to a different rating classification.Estimated dollar amount the applicant expects to sell in the coming year for each product or product group described. Remember the application is for the next policy year, not the current or past policy year.
An amount should be shown for each product or product group described. This breakdown of sales is primarily needed to figure the premium, especially when there are two or more products and each one is subject to a different rating classification.Estimated dollar amount the applicant expects to sell in the coming year for each product or product group described. Remember the application is for the next policy year, not the current or past policy year.
An amount should be shown for each product or product group described. This breakdown of sales is primarily needed to figure the premium, especially when there are two or more products and each one is subject to a different rating classification.Number of units the applicant expects to sell and/or manufacture in the coming year. An amount should be shown for each product or product group described. The breakdown of units is primarily needed to estimate the product's claims frequency potential.Number of units the applicant expects to sell and/or manufacture in the coming year. An amount should be shown for each product or product group described. The breakdown of units is primarily needed to estimate the product's claims frequency potential.Number of units the applicant expects to sell and/or manufacture in the coming year. An amount should be shown for each product or product group described. The breakdown of units is primarily needed to estimate the product's claims frequency potential.Number of years or months that each described product or product group has been sold by the applicant.Number of years or months that each described product or product group has been sold by the applicant.Number of years or months that each described product or product group has been sold by the applicant.Average length of time, (days, weeks, months, or years) that the applicant expects each described product or group of products to last until it is worn out, used up, or consumed. This may be the shelf life for products consumed or useful life for other products.Average length of time, (days, weeks, months, or years) that the applicant expects each described product or group of products to last until it is worn out, used up, or consumed. This may be the shelf life for products consumed or useful life for other products.Average length of time, (days, weeks, months, or years) that the applicant expects each described product or group of products to last until it is worn out, used up, or consumed. This may be the shelf life for products consumed or useful life for other products.Describe the use or uses of each product or product group contemplated by the applicant. The following information should be provided:
*What the product is designed to be or do
*How the product is designed to work or function
*How, when and where the product is designed to be used or consumed
Example: If the product is food, its use is apparent. If it is a chemical or a machine part, there may be a variety of uses. In these instances, the specific use becomes an important consideration for both coverage and pricing.
This information is necessary for the underwriter to identify and evaluate the hazards associated with the use or potential misuse of a product.Describe the use or uses of each product or product group contemplated by the applicant. The following information should be provided:
*What the product is designed to be or do
*How the product is designed to work or function
*How, when and where the product is designed to be used or consumed
Example: If the product is food, its use is apparent. If it is a chemical or a machine part, there may be a variety of uses. In these instances, the specific use becomes an important consideration for both coverage and pricing.
This information is necessary for the underwriter to identify and evaluate the hazards associated with the use or potential misuse of a product.Describe the use or uses of each product or product group contemplated by the applicant. The following information should be provided:
*What the product is designed to be or do
*How the product is designed to work or function
*How, when and where the product is designed to be used or consumed
Example: If the product is food, its use is apparent. If it is a chemical or a machine part, there may be a variety of uses. In these instances, the specific use becomes an important consideration for both coverage and pricing.
This information is necessary for the underwriter to identify and evaluate the hazards associated with the use or potential misuse of a product.Major components of the product. If additional space is needed to complete the information required for a particular product, attach a separate sheet. Use the Remarks section or a separate sheet of paper to explain any "Yes" responses to the following questions, for any past or present operation or product.Major components of the product. If additional space is needed to complete the information required for a particular product, attach a separate sheet. Use the Remarks section or a separate sheet of paper to explain any "Yes" responses to the following questions, for any past or present operation or product.Major components of the product. If additional space is needed to complete the information required for a particular product, attach a separate sheet. Use the Remarks section or a separate sheet of paper to explain any "Yes" responses to the following questions, for any past or present operation or product.The explanation of a "Yes" response to this question should include:
*What, how and where it is done
*Who does it, employees or independent contractors
*Whether a maintenance or repair service is sold
When the work is done by independent contractors, the explanation should also include information on the cost of the work done for the applicant by the independent contractors.If "YES", attach ACORD 815, International Liability Exposure Supplement.Describe the nature and extent of R&D work. Example: Indicate if it is solely directed at the development of new products or if some effort is directed to improving or changing existing products.
Describe any new products to be marketed within the next 12 months and the potential market. Provide an estimate of anticipated sales.Describe the nature and extent of R&D work. Example: Indicate if it is solely directed at the development of new products or if some effort is directed to improving or changing existing products.
Describe any new products to be marketed within the next 12 months and the potential market. Provide an estimate of anticipated sales.A guarantee is a promise made by the seller that the product can be returned for repair, replacement or a refund if the buyer is unsatisfied with it for some reason. A warranty is a positive statement that the product is as repres